5 Reasons Why You Need To Take Advantage Of Your Dental Insurance Now
It is now July, and more than half of 2021 has passed. This is a great time to evaluate your dental health and make sure you’re keeping up with your regular checkups.
Did you know that most dental insurance plans reset at the beginning of the calendar year? That means you won’t be able to make use of any of the benefits from your dental insurance after December 31st. Every year many patients lose out on hundreds of dollars through their dental insurance provider, simply because they do not realize that time has gone away from them and they forget to make regular dentist appointments. If you want to make the most of your dental insurance, now is the time.
Here are a few reasons why you should call us and make an appointment now to maximize your insurance coverage and take advantage of all the benefits your dental insurance provides:
Most dental insurance policies cover at least two preventive visits a year. This includes dental exams and dental cleaning. If you haven’t taken advantage of this yet, you should now. Getting your teeth checked and cleaned regularly is an important part of maintaining oral health. It also ensures that any issues like cavities, gum disease, etc will be caught and treated early.
If you’re paying your monthly premiums, you should take advantage of your insurance benefits. Any unused benefits will not roll over to the next year. Then all of your hard-earned money goes to waste! Even if you don’t need urgent dental treatment, you should still be consistent with your checkups. Don’t wait till the last moment to book an appointment and take advantage of your dental insurance benefits as soon as possible.
Most dental insurance plans have an “annual maximum” or “annual benefit maximum.” This is the total amount of money the dental benefits plan will pay towards the cost of dental care within 12 months. The annual maximum will vary depending on the dental insurance plan. This does not roll over into the new year so take advantage of them as soon as possible if you have any dental treatments that need to be done.
The annual deductible is the amount of money you should pay to your dentist out of pocket before your insurance company will pay for any dental services. Like annual maximums, this amount varies from one plan to another and it doesn’t roll over into the next year. If you have already met your deductible this year, you need to maximize your dental insurance coverage. Use the benefits available now because when 2022 arrives you will have to pay the deductible again for treatment.
We all know the famous saying: “Prevention is better than cure.” Take advantage of your dental insurance now and get your teeth checked. Most dental insurance either partially or fully covers basic treatments and most major treatments. So, if there are any problems, get them fixed immediately. Any delay and the problems will worsen and the treatment will get more expensive. It’s better to fix a small cavity now than to postpone treatment and risk it turning into a root canal later.
So, if you have dental insurance, put it to work for you. Don’t wait till the last minute to use it. At Fisher & Orfaly Dental, Dr. Orfaly creates treatment plans that will maximize insurance benefits and reduce out-of-pocket payments so that you can get the best care without worrying about your budget. Book an appointment with us today.